When you are injured on-the-job, it is important to act quickly to ensure you receive the medical care and compensation you need for a full recovery. Although you should always seek prompt medical attention in the event of an emergency, there are also several other steps to do immediately and in the days following your accident. Here are five essential steps to take when handling a work-related injury:
Take Note of the Circumstances
It is always important to follow the safety guidelines established by your employer when working. However, accidents may still happen, and you will need to describe what happened when the incident occurred. If possible, identify any witnesses and jot down a few notes regarding the circumstances of your injury that may be helpful in the event you need to argue your claim and to help you remember the details.
Report the Injury to Your Employer
Work-related accidents that lead to an injury or illness must be reported within a specific time frame for your claims to be valid. Therefore, immediately report the injury to your employer. This essential step will then initiate the rest of the process you will follow when handling your injury claim.
Seek Treatment from an Approved Physician
Treating your injury should be your primary concern. However, it is important to make sure any physician who treats your injury during the first 90 days is approved by your employer. Check with your supervisor to find out if there is a list of approved physicians. Make sure you get the treatment you need to to prevent complications and further injury.
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File Your Worker’s Compensation Claim
After you report the injury to your supervisor, they will then file a report with their insurance company and with the Bureau of Workers’ Compensation. This report will provide the details of your injury, and it will be used to complete the process of handling your claim. It is important to note, however, that this claim can then be either accepted or denied by your employer’s insurance.
Speak with an Experienced Attorney
Sometimes, problems arise when handling a work-related injury claim that can only be resolved by speaking with an attorney to handle their case, suggests a workers compensation attorney in Indianapolis. In the event that your initial application for compensation is denied, a qualified attorney can help you navigate the process of receiving compensation for your lost wages and medical care.
Handling a work-related injury should begin as soon as the accident occurs or at the first sign that you have been hurt. By acting quickly and taking the appropriate steps, you can be sure your case will be handled in a way that provides you with the compensation you deserve and the medical attention you need to get back to work.